This website provides an overview of UK (prudential) banking regulation:
- Basel III and Basel IV overviews and their implementation in the EU under CRD IV and CRD V
- Basel II background and evolution of the Basel Capital Accord
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Key risk documents in the context of the risk control framework:
- Risk Appetite Statement
- ICAAP (capital adequacy)
- ILAAP (liquidity adequacy)
- Recovery Plan & Resolution Pack
- Regulatory reference material
- Terminology used in banking and regulation
Flexible and cost-effective assistance with your Basel III / CRD IV project can take the form of just a day or two when needed or be on a regular basis, such as a few days each month, depending on your own particular requirements. This will greatly reduce the burden on your own resources in tackling such tasks as:
- Developing/reviewing the risk appetite statement and related risk control frameworks
- Assessing liquidity adequacy and funding plans for the ILAAP
- Assessing capital adequacy and capital planning for the ICAAP
- Constructing stress test models for sensitivity analyses, scenario analysis and reverse stress testing
- Developing recovery plans and quantifying impacts on capital and liquidity.
Briefings can be provided on site and tailored to the specific needs of the organisation and the intended audience - directors, senior managers, key staff and those responsible for its implementation. Topics typically covered are:
- Basel III / Basel IV and CRD IV / CRD V / CRR II legislation and their implications
- Risk appetite and risk management frameworks
- Meeting capital standards including ICAAP requirements
- Meeting liquidity standards including ILAAP requirements
- Scenario analysis, stress testing and reverse stress testing
- Understanding supervisory reviews from the regulator’s perspective
- Background to capital and liquidity adequacy, including BCBS and EBA standards and guidelines.