This website provides an overview of UK (prudential) banking regulation:

• Basel III and Basel IV overviews and their implementation in the EU under CRD IV and CRD V
• Basel II background and evolution of the Basel Capital Accord
• Key risk documents in the context of the risk control framework:
  • Risk Appetite Statement
  • ICAAP (capital adequacy)
  • ILAAP (liquidity adequacy)
  • Recovery Plan & Resolution Pack
• Regulatory reference material
• Terminology used in banking and regulation

Flexible and cost-effective assistance with your Basel III / CRD IV project can take the form of just a day or two when needed or be on a regular basis, such as a few days each month, depending on your own particular requirements. This will greatly reduce the burden on your own resources in tackling such tasks as:

• Developing/reviewing the risk appetite statement and related risk control frameworks
• Assessing liquidity adequacy and funding plans for the ILAAP
• Assessing capital adequacy and capital planning for the ICAAP
• Constructing stress test models for sensitivity analyses, scenario analysis and reverse stress testing
• Developing recovery plans and quantifying impacts on capital and liquidity.

Briefings can be provided on site and tailored to the specific needs of the organisation and the intended audience - directors, senior managers, key staff and those responsible for its implementation. Topics typically covered are:

• Basel III / Basel IV and CRD IV / CRD V / CRR II legislation and their implications
• Risk appetite and risk management frameworks
• Meeting capital standards including ICAAP requirements
• Meeting liquidity standards including ILAAP requirements
• Scenario analysis, stress testing and reverse stress testing
• Understanding supervisory reviews from the regulator’s perspective
• Background to capital and liquidity adequacy, including BCBS and EBA standards and guidelines.